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Medical Bills & Lost Wages

Coverage of Your Medical Bills and Lost Wages After an Accident

Under the Texas no-fault system, your own insurance provides compensation for initial medical bills and missed paychecks after an auto accident. Yet, personal injury protection (PIP) benefits only go so far if the injuries are serious or permanent, and the insurance companies may not cover all of your claimed expenses and losses.

At Rush & Gransee, L.C., we understand that these matters can be confusing and stressful when you are recovering from a car wreck. When our firm handles your personal injury case, we assist with PIP claims and related issues such as property damage claims to repair your vehicle. We take no fees from these insurance claims so that all of the money goes to you and your family.

Understanding Personal Injury Protection (PIP)

By law, your auto policy includes PIP coverage of least $2,500 per person, and perhaps as much as $5,000 or more unless you specifically reject this coverage in writing. Without regard to fault or negligence in accident, PIP pays for:

  • Necessary medical treatment, including ambulance, surgery, dental services, medications, medical equipment and nursing care
  • Lost wages if you are unable to return to work

A frequent problem with PIP claims is that insurance companies will pay only a certain amount. For example, you incur $500 in doctor bills, but the insurer only covers $100. When your insurance company refuses to properly pay PIP claims, we will file suit to recover the full and proper amount.

A Good Lawyer Will Secure Your Full Compensation

Meanwhile, we build a case against the negligent party for damages that are not covered by PIP or that exceed the PIP policy limits — hospital bills, future medical care, projected earnings, and pain and suffering.

Our attorneys are well-versed in first-party insurance (PIP and uninsured/underinsured motorist), third-party insurance (the other driver's liability coverage), and the interplay of medical provider liens and insurance subrogation. We take attorney fees only when we recover compensation from the liable parties through negotiations or trial.

We handle accidents across South Texas, with offices in San Antonio and Kenedy. Call toll free at 888-501-9299 or contact us online for a free consultation.